Disability insurance can help provide monthly income protection if an illness or injury keeps you from working, helping support everyday expenses while you recover.
Accident insurance provides cash benefits directly to you after a covered accident. Benefits can help with medical expenses, everyday bills, or other unexpected costs during recovery.
Critical illness insurance provides a lump-sum cash benefit if you’re diagnosed with a covered condition such as cancer, heart attack, or stroke.
Life insurance helps provide financial protection for the people you love if something happens to you. Whether you’re protecting a spouse, children, grandchildren, coverage can help provide peace of mind for the people who depend on you.
Please reach us at info@postalplans.com if you cannot find an answer to your question.
These coverage options are designed specifically for postal employees and their families.
Many coverage options are available with no health questions and no medical exams required.
Many postal employees choose to supplement existing coverage with additional protections for income, accidents, critical illnesses, or life insurance needs.
Yes, many policies are portable, allowing you to keep your coverage even if your employment changes.
Many plans offer coverage options for spouses and children. Options available for grandchildren for Life Insurance.
Benefits are typically paid directly to you, allowing you to use the money however you need.
Simply complete the online form and an agent will reach out to you; or contact us directly to review your options.
All of the plans offered are payroll deducted
No. The plans offered through Postal Plans are designed for eligible active postal employees and are payroll deducted. Because of this, retired postal employees are not eligible for these plans.
No. The plans offered through Postal Plans are available only to eligible active postal employees and are payroll deducted. Independent contractors are not eligible for these plans.
No. Many postal employees choose these plans to complement the coverage they already have. We can review your current benefits and help identify any gaps.
Copyright © 2026 Postal Plans - All Rights Reserved.
Disclaimer: Not affiliated in any way with the United States Postal Service, OPM nor the federal government. Insurance offerings are provided by an independent, third party insurance broker(s) specializing in the needs of postal employees.