Life Insurance
What is Life Insurance?
Life insurance helps provide financial protection for the people you love if something happens to you. Whether you’re protecting a spouse, children, grandchildren, coverage can help provide peace of mind for the people who depend on you.
- No health questions for up to $50,000
- Coverage available up to $150,000
- Whole life and term life options available
- Keep your coverage if you leave or retire
Why Postal Employees Choose Life Insurance
- Protect the People Who Matter Most: Help provide financial security for your loved ones if something unexpected happens.
- Coverage That Lasts: Whole life insurance provides permanent coverage that stays with you for life.
- Rates Stay The Same: Premiums remain level and do not increase as you get older.
- Build Cash Value: Policies build guaranteed cash value that grows over time.
- Portable Coverage: Take your policy with you if you leave the Postal Service or retire.
Key Coverage Highlights
- Whole Life Coverage Available
- Term Life Coverage Available
- No Health Questions Available For Many Applicants
- Coverage Up To $150,000
- Level Premiums
- Guaranteed Cash Value Growth
- Eligible For Annual Dividends
- Coverage Available For Spouses, Children, and Grandchildren