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Critical Illness

What is Critical Illness?

Critical illness insurance provides a lump-sum cash benefit if you’re diagnosed with a covered condition such as cancer, heart attack, or stroke.


Benefits are paid directly to you and can be used however you choose.

  • Benefits paid directly to you
  • Covers cancer, heart attack, stroke, and more
  • Coverage available up to $40,000
  • Family coverage available

Why Postal Employees Choose Critical Illness

  • Focus On Recovery: A serious illness can affect more than your health. It can impact your finances, work, and family.
  • Cash Paid Directly To You: Benefits aren’t restricted to medical bills. Use them however you need.
  • Family Protection Available: Coverage options are available for spouses and children.
  • Portable Coverage: Keep your coverage even if you leave the Postal Service or retire.

Key Coverage Highlights

Common covered conditions include:

  • Cancer
  • Heart Attack
  • Stroke
  • End Stage Renal Failure
  • Major Organ Transplant
  • Coronary Artery Bypass Surgery

See policy details for covered conditions and benefit percentages.

Questions? Talk With an Agent

Postal Plans helps postal employees understand their supplemental insurance options. When you get started, you’ll speak with a licensed insurance agent who can explain the coverage, answer your questions, and walk you through your options.


What happens next?


1. Click Talk To an Agent

2. Fill out the form
3. An agent contacts you
4. Review your options together

cLICk here to talk to an agent
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Postal Plans

Call Us: (844) 542-8586 | (904) 300-7594

Copyright © 2026 Postal Plans - All Rights Reserved. 


Disclaimer: Not affiliated in any way with the United States Postal Service, OPM nor the federal government. Insurance offerings are provided by an independent, third party insurance broker(s) specializing in the needs of postal employees.

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