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Accident Insurance

What is Accident Insurance?

Accident insurance provides cash benefits directly to you after a covered accident. Benefits can help with medical expenses, everyday bills, or other unexpected costs during recovery.

  • Benefits paid directly to you 
  • Family coverage available 
  • No health questions
  • Starting as low as $9.06 per pay period

Why Postal Employees Choose Accident Insurance

  • Cash Benefits Paid Directly to You: Benefits are paid directly to you and can be used however you choose.
  • Coverage For Everyday Accidents: Coverage can help with many common accident-related expenses and treatments.
  • Family Coverage Available: Options are available for individuals, spouses, children, or the entire family.
  • Portable Coverage: Keep your coverage even if you leave the Postal Service or retire.

Key Coverage Highlights

Coverage may include benefits for:

  • Fractures
  • Emergency Room Visits
  • Ambulance Transportation
  • Hospital Confinement
  • Physical Therapy
  • CT & MRI Imaging
  • Follow-Up Treatment
  • Urgent Care Visits
  • Burns
  • Lacerations
  • Intensive Care

Questions? Talk With an Agent

Postal Plans helps postal employees understand their supplemental insurance options. When you get started, you’ll speak with a licensed insurance agent who can explain the coverage, answer your questions, and walk you through your options.


What happens next?


1. Click Talk To an Agent

2. Fill out the form
3. An agent contacts you
4. Review your options together

cLICk here to talk to an agent
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Postal Plans

Call Us: (844) 542-8586 | (904) 300-7594

Copyright © 2026 Postal Plans - All Rights Reserved. 


Disclaimer: Not affiliated in any way with the United States Postal Service, OPM nor the federal government. Insurance offerings are provided by an independent, third party insurance broker(s) specializing in the needs of postal employees.

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